As always I hope you are having an amazing day and week! :)
So I wanted to shoot you a quick email talking about some of the costs that go into buying your next home…
Again, my fee’s are 100% FREE to you, so you will not need to worry about paying a commission…. So then what other fees are you going to have?
#1: Loan Down Payment. This depends on the type of Mortgage Program you and your Lender decide are best for you. We see down payments anywhere from 0% (programs like VA Loans) to 20% down payment conventional loans and everywhere in between… If you haven’t already I recommend talking to a Lender ASAP to see which program is the best fit for you…
#2: Earnest Money Deposit. This is a “Good Faith” up front deposit that will be applied to your down payment or closings costs (depending on your loan type we have some clients that get this back at close).... But this is an immediate deposit, due upon contract acceptance to show you are serious about purchasing this home.
#3: Appraisal fee… this is another up front cost the Lender will charge for a property appraisal which is a mandate on any home that is being purchased with a loan.
#4: Inspections… we highly recommend we have the home inspected properly, by a professional to ensure the home is in acceptable condition to you..
Now these costs vary based on the purchase price, size, location, age and other variables…. However if you would like, I can get you a pretty close estimate if you can give me a few details:
1.What price point are you looking to stay within? 2: What square foot range/size of home are you looking for? 3: What Cities/Zip codes are you looking to be in? 4: Any special features you are looking for in your next home (Pool, etc..)?
If you can reply back with that info, I can get you a much better estimated breakdown of those costs, when they are due in the process, etc…
I hope this helps and as always please feel free to reach out anytime! Thanks again!TIME TO TURN THE PAGE:Failure is proof that you tried. Now go try again.' No problem. Pilar Dsilvas' Blog. '
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